Baccarat Dice

About

Like many casino games, there are numerous variants of "Baccarat". Typically, the nuances between the games are related to side bets and whether or not commissions are charged on winning Banker hands. Regardless of the variant, the history of the game remains the same.

Baccarat, also known as 'Chemin de Fer', is considered a casino game favorite among many of the world's elite gamblers. It is the game famously played by James Bond in many of those hit movies. It has a very low house edge of about 1%, and can be found in many exclusive casino VIP areas, to which the general public does not have access. Its origins can be traced back to the Middle Ages, first appearing in the royal courts of Europe, making Baccarat one of the oldest known casino games still around today.

Chemin de Fer was first introduced to the US in Las Vegas during the 1950s. Also known as 'European Baccarat', it made its debut in casinos as an exclusive game carrying a high overhead in terms of dealers (three dealers were required) and involving complex rules that required players to take turns in the role of the banker. While it became somewhat popular among wealthy players, the stakes were far too high for the average recreational gambler. Thus, European Baccarat could not compete with Blackjack, Roulette, or the other popular casino table games found on the main casino floor.

This issue was resolved by simplifying the game and making it possible for a single dealer to manage the game. Play was simplified to only require the gambler to place an initial bet on either 'the Player', 'the Bank' or on 'a Tie' and to rely on the dealer to control the rest of the decisions based on strict rules. As a result, it became possible to play more hands and at lower stakes. These changes resulted in the popular hybrid version of Baccarat known as 'Punto Banco'.

To say that this was a success would be an understatement. Punto Banco, also known as 'American Baccarat', is now available in casinos worldwide. The overwhelming majority of casino Baccarat games in the United States, United Kingdom, Canada, Australia, Sweden, Finland, and Macau are Punto Banco Baccarat. About 91% of total income from Macau casinos in 2014 came from Punto Banco. In Punto Banco, the casino banks the game at all times, and commits to playing out both hands according to the fixed drawing rules. Player (punto) and Banker (banco) are simply designations for the two hands dealt out in each coup; two possible outcomes which the bettor can back. 'Player' has no particular association with the gambler, nor 'Banker' with the house.

This Baccarat variant is played with dice instead of cards. Instead of the Player and the Banker relying on the total point value of 2 or 3 cards, each hand total is calculated from the outome of three dice that are rolled. All else remains the same and the game has its own unique optional bonus wagers.

How To Play

Placing Wagers

There are multiple places on the table that accept wagers. Tapping on these spots will increase the wagered amount by the default amounts ($5, $10, $25, $50, $100) that are defined in Preferences. A maximum of $500 is allowed for the hand wager for Tie, Player, or Banker. The remaining optional bonus wagers may not exceed $100. Before the dice are rolled, these spots can be cleared by pressing them and holding for a brief moment.

NOTE: In Baccarat Dice, the House charges a 5% commission on winning Banker Hand wagers.

Starting the Game

To begin, the Player must make a decision upon which hand to wager or to wager that a tie will occur between the Player and the Bank hands. At the Player's discretion, a Tie bet can be made in combination with a wager on the Player or Bank. Obviously, in cases where two wagers are made, only one of those wagers can win. Additionally, the optional bonus wagers may also be placed. After all wagers have been placed, play starts when the Deal button is pressed.

Playing the Game

Baccarat Dice compares the totals from two sets of three dice: the Player's dice and the Banker's dice. Each Baccarat coup (round of play) has three possible outcomes: 'Player Wins' (the player hand has the higher score), 'Banker Wins' (the banker hand has the higher score), and Tie (both hands have the same value).

Unlike other variations of Baccarat that use cards, Baccarat Dice has no rules governing how many dice are used during each coup. In this game, the Banker will always roll three dice and the Player will always roll three dice.

Like Classic Baccarat, in Baccarat Dice the values of three dice added to arrive at a total "hand value" between 0 and 9. Hands are valued according to the rightmost digit of the sum of their dice total. For example, when three dice total 5, the hand is worth 5 points, but when three dice total 13, the value of the hand is 3 points. This is because 3 is the rightmost digit of the dice total of 13. The highest possible hand value in Baccarat is always nine.

NOTE: If the hands tie with the same point value, but the Tie wager was not placed, the hand is considered a Push; no payout is received, but the original wager is not lost.

Optional Bonus Wagers

Trip 1s or Trip 6s: This optional wager pays 50:1 if either the Banker or the Player roll three 1s or three 6s. It does not matter whether the winning hand was wagered.

Three over Zero: This optional wager pays 35:1 if the winning hand has a value of 3 and the losing hand has a value of 0. It does not matter whether the winning hand was wagered.

Trip 3s: This optional wager pays 100:1 if either the Banker or the Player roll three 3. It does not matter whether the winning hand was wagered.

Player Winning 8: This optional wager pays 10:1 if the Player wins the hand with a total of 8. It does not matter whether the winning hand was wagered.

Banker Winning 7: This optional wager pays 14:1 if the Banker wins the hand with a total of 7. It does not matter whether the winning hand was wagered.

Golden Talon Wagers: An optional Golden Talon wager may be made on the Banker hand, the Player hand, or both. These wagers pay if the winning hand wins by 4 or more points. Refer to the Pay Table for the actual payout odds. It does not matter whether the winning hand was wagered.

The Bead Road

Devout Baccarat Players typically keep track of the hands as they are played and make their wagers based on that history.

In response to a request from a very loyal supporter, Bishop Bryan Ouellette (#VestigesAfterDark and Ghost Adventures), Riverboat Gambler provides that information by tracking the last 75 hands that have been played.

So, if you like this feature, he gets the credit. If you don't, well...😂

The board should be read from left to right, top to bottom. The most recent hand is in the first position. The following legend applies:

  1. The number in the center of the circle is the value of the hand that won the round.
  2. A Red spot indicates that the hand was won by the Bank.
  3. A Blue spot indicates that the hand was won by the Player.
  4. A Green spot indicates that the hand ended in a Tie.
  5. A small Red dot in the upper left corner indicates the Bank hand was a Pair.
  6. A small Blue dot in the lower right corner indicates the Player hand was a Pair.

Quick Replay

After the coup ends, a new round using the same wagers can be started by pressing the Deal button. If the same wagers are not desired, play will resume after a wager has been made and the Deal button has been pressed.

Pay Table

Main Baccarat Wager

Player Wager Wins 1 to 1
Bank Wager Wins* 1 to 1
Tie Wager Wins 8 to 1
*less 5% commission

Bonus Wagers

Trip 3s 100 to 1
Trip 1s/Trip 6s 50 to 1
3 Beats 0 35 to 1
Banker 7 Wins 14 to 1
Player 8 Wins 10 to 1

Golden Talon Wagers

(Applies to Winning Hand)
Wins by 9 10 to 1
Wins by 8 5 to 1
Wins by 7 4 to 1
Wins by 6 3 to 1
Wins by 5 2 to 1
Wins by 4 1 to 1
All Others Lose
Content property of Riverboat Gambler LLC